You love hanging out with certain friends, or have the perfect roommate in your current rental.  You’ve got a great relationship with one of your siblings who lives nearby. You and your partner have been together for years and want something more permanent. Should you buy a home with them? It’s not uncommon for family […]

When you bought your home you may have had to get Private Mortgage Insurance (PMI).  If so, it could be time to petition your lender to stop this payment requirement. For a quick recap — PMI is insurance that protects the lender in case you default on your mortgage payments. They usually require this of […]

I have noticed from open houses recently that the number of buyers out looking has dramatically decreased, as well as a decline in the number of multiple offers on our listings. There is no doubt the market is changing. The main reasons for the shift are obvious. 1. Rising interest rates. 2. Lower amounts of […]

Rising interest rates and a cooling market has some buyers getting cold feet, wanting to put on the brakes in their home buying process. They think they should “wait out” the market. Here is why waiting could cost you money in the long run. The 2 Thoughts That Could Cost Buyers Money 1. ‘I’m Going […]

If you’re a buyer on a tight budget, your family may be able or willing to help you with your down-payment. If that’s the case, lucky you!  I know financial support from family is not an option for every buyer and I have many articles about other options on my website. But, if you do […]

I’ve been having a lot of conversations about mortgages lately.  Conversations about refinancing, about loans that help my clients buy and sell at the same time, and conversations about whether it makes sense to pay off your mortgage early or even make extra payments if you have additional funds.  I love talking about mortgages and […]

It’s never simple when you’re ready to move on to a new home and you already own one to sell, or perhaps rent out.  It’s overwhelming just thinking about what comes first, what to do when, how to pay for everything, and how to time it all so you don’t end up with two homes […]

You’ve probably seen listings stating a home is being sold “as is.” Does that mean it’s a dump and not worth seeing? It can be hard to tell since there can be vast differences in the conditions of “as is” homes. These homes can sometimes be a good deal budget-wise, especially if it gets you […]

How to Move Up with Ease When you are ready for a new home but also have one to sell, or want to rent-out your current home, the stakes are much higher. This time around, you’ve got more to think about, plan, and “get right” than when you bought your first home. In this article […]

When it comes to buying a home there are 3 key things that need to be in alignment. In this article you will come to understand my simple 3 part approach, called the 3 Buckets, for not just buying a home, but getting everything you want. These three things – budget, location, and criteria – […]