How many times have you looked at real estate prices lately and wanted to kick yourself for not buying a house 5 years ago? Am I right? Well, please don’t be so hard on yourself. Nobody has a crystal ball, and trying to time the market perfectly is nearly impossible! All you can do is […]

Here’s what they are, and why this is good news to you! The Federal Housing finance Agency (FHFA) announced its new conforming loan limits for 2023. But with the increasing prices of homes in Santa Cruz County, will this really offer any help to buyers trying to get started in the market? Let’s take a deeper […]

Possible Sources of Down Payment and/or Closing Costs you may not have thought about! Loan programs are constantly changing, and it can be confusing to sort out what is required and how to qualify. Two things are for certain. You will need a down payment (your cash contribution toward the purchase price). You will need […]

In this series, Greening Your Home, you’ll learn ways to make your home more energy-efficient while also saving you money in the long run. In this first article, you’ll learn why energy audits can help you solve some of your home’s energy dilemmas. Caring about the environment and being “green” can be easier than you […]

Buying a home is arguably the biggest and most important investment you’ll ever make in your life. And you’re most likely going to need to borrow money to do it. And for a bank or other lending institution to give you that huge amount of money, they need to know that you have a history […]

If you or anyone you know has been wanting to buy a home, but sat it out last year because of how competitive the real estate market was here, this could be the year to make it happen. Even though interest rates inched up slightly at the end of the year, they are still historically […]

My Top Secrets for Buying a Home Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in my 8-week series will set you on the right path. It’s my own unique approach and a “behind the scenes” glimpse of what you should look out for and […]

The Santa Cruz Museum of Art and History, located in the heart of Downtown Santa Cruz, is an absolute delight to the senses for people of all ages. There is always something interactive and surprising in their exhibits. The focus is generally on local artists and historical events, like the legendary Santa Cruz artist Jim […]

How to Protect Your Home and Not Break Your Budget Series — Week 4 This 4-week series is a must for every homeowner. Once you buy a home, it’s now all your responsibility! But are you truly prepared for the unexpected? This series is a great overview of what you need to know when it […]

My Top Secrets for Buying a Home Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in my 8-week series will set you on the right path. It’s my own unique approach and a “behind the scenes” glimpse of what you should look out for and […]