Your first home is most likely the steppingstone for your next home, so you want to do it right and set yourself up financially to move up to your next home, and to avoid buyer’s remorse.  There’s a very specific formula and step-by-step approach that buyers – like you — should take to make sure […]

We all do it.  We finally feel ready to buy a home, the time is right, we feel like we have saved enough for a down payment, AND we then assume the next logical step is to get online and find some open houses to go to.  Resist that urge. Yep, I tell my clients […]

How many times have you looked at real estate prices lately and wanted to kick yourself for not buying a house 5 years ago? Am I right? Well, please don’t be so hard on yourself. Nobody has a crystal ball, and trying to time the market perfectly is nearly impossible! All you can do is […]

Here’s what they are, and why this is good news to you! The Federal Housing finance Agency (FHFA) announced its new conforming loan limits for 2023. But with the increasing prices of homes in Santa Cruz County, will this really offer any help to buyers trying to get started in the market? Let’s take a deeper […]

Possible Sources of Down Payment and/or Closing Costs you may not have thought about! Loan programs are constantly changing, and it can be confusing to sort out what is required and how to qualify. Two things are for certain. You will need a down payment (your cash contribution toward the purchase price). You will need […]

Buying a home is arguably the biggest and most important investment you’ll ever make in your life. And you’re most likely going to need to borrow money to do it. And for a bank or other lending institution to give you that huge amount of money, they need to know that you have a history […]

If you or anyone you know has been wanting to buy a home, but sat it out last year because of how competitive the real estate market was here, this could be the year to make it happen. Even though interest rates inched up slightly at the end of the year, they are still historically […]

My Top Secrets for Buying a Home Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in my 8-week series will set you on the right path. It’s my own unique approach and a “behind the scenes” glimpse of what you should look out for and […]

My Top Secrets for Buying a Home Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in my 8-week series will set you on the right path. It’s my own unique approach and a “behind the scenes” glimpse of what you should look out for and […]

My Top Secrets for Buying a Home Buying a home, especially if it’s your first time can be confusing. That’s why the tips and strategies you’ll find in this 8-week series will set you on the right path. It’s my own unique approach and a “behind the scenes” glimpse of what you should look out […]