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A Deep Dive Into Preparing To Buy a Home In Santa Cruz

Jennet Kresge

At Home In Santa Cruz

Jennet Kresge

At Home In Santa Cruz

Team Strock, eXp Realty of California, Inc.


At Home In Santa Cruz Blog

What Does it Take To Buy a Home in Santa Cruz County?

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Get "The Scoop" and start thinking like a home buyer! Keep up with current, relevant, valuable information to educate you about the stuff that matters when preparing to buy a home in Santa Cruz County. 

INFORMATION - PREPARATION - STRATEGY

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One of the biggest mistakes you can make as a homebuyer is not knowing how much you can REALLY afford when purchasing a home. The next mistake is thinking too “big picture” when it comes to price range or purchase price. Stop right here before you make these mistakes! You’re going to learn the correct […]

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Why going under contract is NOT the time to celebrate and why doing a specific list of things during this phase of the selling process will make or break your home sale. Think of me as the project manager or even the event coordinator from the time you go under contract to well after closing. […]

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You love hanging out with certain friends, or have the perfect roommate in your current rental.  You’ve got a great relationship with one of your siblings who lives nearby. You and your partner have been together for years and want something more permanent. Should you buy a home with them? It’s not uncommon for family […]

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When you bought your home you may have had to get Private Mortgage Insurance (PMI).  If so, it could be time to petition your lender to stop this payment requirement. For a quick recap — PMI is insurance that protects the lender in case you default on your mortgage payments. They usually require this of […]

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I have noticed from open houses recently that the number of buyers out looking has dramatically decreased, as well as a decline in the number of multiple offers on our listings. There is no doubt the market is changing. The main reasons for the shift are obvious. 1. Rising interest rates. 2. Lower amounts of […]

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I have noticed from open houses recently that the number of buyers out looking has dramatically decreased, as well as a decline in the number of multiple offers on our listings. There is no doubt the market is changing. Now, there are several of my buyer clients who see this as an opportunity, presenting some […]

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If you’re a buyer on a tight budget, your family may be able or willing to help you with your down-payment. If that’s the case, lucky you!  I know financial support from family is not an option for every buyer and I have many articles about other options on my website. But, if you do […]

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I’ve been having a lot of conversations about mortgages lately.  Conversations about refinancing, about loans that help my clients buy and sell at the same time, and conversations about whether it makes sense to pay off your mortgage early or even make extra payments if you have additional funds.  I love talking about mortgages and […]

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It’s never simple when you’re ready to move on to a new home and you already own one to sell, or perhaps rent out.  It’s overwhelming just thinking about what comes first, what to do when, how to pay for everything, and how to time it all so you don’t end up with two homes […]

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You’ve probably seen listings stating a home is being sold “as is.” Does that mean it’s a dump and not worth seeing? It can be hard to tell since there can be vast differences in the conditions of “as is” homes. These homes can sometimes be a good deal budget-wise, especially if it gets you […]

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Hi, I’m Jennet! It's no secret that we have seen some drastic changes in our housing market. Now more than ever you need the right partner to help get you from where you are, to where you want to be! Whether you are buying or selling (or both!) in Santa Cruz County, I can provide you with better solutions to the problems that may be keeping you stuck. I can remove those obstacles and get you from where you are to where you want to be, with the least amount of stress to you! 

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